Money, finally together
Untoo is one shared money space for you two. Log spending in seconds, set money aside for what's next, and always know where you stand. Both of you see everything, and neither is the admin.
Free to start. iPhone, iPad, and Android. English y español.
Everything about your money, in one place
Built around what you two value, not transaction tracking for its own sake.
Always on the same page
You both see everything, live. When one of you logs the groceries, the other sees it right away. No spreadsheets, no screenshots, no end-of-month surprises.
- Real-time sync between your phones
- Equal access, neither of you is the admin
Say it. It's logged.
Type "coffee, $9" or just say it out loud. Untoo reads the amount, picks the category, and splits it the way you two like. Logging takes seconds, so it actually happens.
- Type it, speak it, or snap the receipt
- Works in English and Spanish
- Manual entry is always free
Watch your dreams add up
Set money aside for the trip, the couch, the weekly date night. Goal savings stay separate from spending, so saving for something big never looks like a bad month.
- Shared goals with visible progress
- Contributions never count as spending
Split it, skip the math
Track who paid and split each expense evenly, by your own ratio, or as a treat. One calm settle-up screen keeps things even between you. No money ever moves in the app.
- Per-expense splits: 50/50, 60/40, or a treat
- One clear balance, settled with a tap
A month with no guilt
A clear monthly picture of where your money went, category by category. Gentle flags when something runs a little over. No red numbers, no alarms, no shame.
- Calm recaps you'll actually open
- Optional category limits, softly flagged
Small things that make it easy
Recurring, handled
Rent, subscriptions, payday. Set them once and they post themselves.
Any currency
Log in any currency while traveling. Totals stay in the one you two picked.
Your categories
Rename, reorder, and color them your way. Add gentle limits if you want.
Home screen widgets
Quick add and your month at a glance, right on your iPhone home screen.
English y español
The whole app, and the AI logging, in both languages.
Warm, private, and yours
Untoo is a record of what you two choose to log. Nothing more.
No bank linking
Untoo never connects to your accounts. It only knows what you choose to log, and manual entry is always enough.
Never guilt-driven
No streaks, no lapse-shaming, no "budget exceeded" alarms. Overspending gets a gentle note, not a red flag.
You're equals
Both partners see everything and neither is the admin. Your money notes are never sold or used for ads.
Leave anytime
Export to CSV and delete your account right from Settings. Details in our privacy policy.
Start your shared space
Setting up takes two minutes. Inviting your favorite person takes ten seconds more. Otters hold hands so they don't drift apart; that's the idea.